State Central Bank Interest Rates and Annual Percentage Yields (APY) for Interest-Bearing Accounts
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Checking/Savings Accounts(Effective 02/12/2024) |
InterestRate |
APY* |
MinimumDeposit |
||
|---|---|---|---|---|---|
Grand Checking |
1.00 | 1.00 | $50,000 | ||
Diamond Checking |
0.45 | 0.45 | $15,000 | ||
Golden Checking |
0.35 | 0.35 | $5,000 | ||
Super Checking |
0.30 | 0.30 | $500 | ||
Money Market Checking -- |
|||||
- $1,000 Avg. Collected |
0.40 | 0.40 | $1,000 | ||
- $25,000 Avg. Collected |
0.50 | 0.50 | $25,000 | ||
- $50,000 Avg. Collected |
1.00 | 1.00 | $50,000 | ||
Golden Passbook Savings |
0.40 | 0.40 | $2,500 | ||
Regular Savings** |
0.20 | 0.20 | $50 |
* APY for savings assumes quarterly interest payment.
* APY for checking assumes monthly interest payment.
** No minimum balance to obtain APY, however may be subject to balance fee.
CD Rates(Effective 02/12/2024) |
$1,000 MinInterest/APY |
|
$10,000 MinInterest/APY |
||
|---|---|---|---|---|---|
91 Day CD |
0.40 / 0.40 | 0.65 / 0.65 | |||
182 Day CD |
0.50 / 0.50 | 0.75 / 0.75 | |||
12 Mo. CD |
1.25 / 1.25 | 1.75 / 1.76 | |||
18 Mo. CD |
1.75 / 1.76 | 2.25 / 2.26 | |||
24 Mo. CD |
2.00 / 2.01 | 2.50 / 2.52 | |||
30 Mo. CD |
2.00 / 2.01 | 2.50 / 2.52 | |||
36 Mo. CD |
2.25 / 2.26 |
2.75 / 2.77
|
|||
48 Mo. CD |
2.25 / 2.26 | 2.75 / 2.77 | |||
60 Mo CD |
2.50 / 2.52 | 3.00 / 3.02 | |||
|
|
All IRA CD Rates are the same as the above CD rates.
*APY FOR ABOVE CD'S ASSUMES SEMI ANNUAL INTEREST ADDED TO CERTIFICATE.
Contact any local bank branch for Penalty Fee Rates for early withdrawal.
Budget Master CD Special - 10 month
*Note: Interest paid monthly to a checking or savings accounts State Central Bank
($1,000.00 MINIMUM) |
2.00% Interest Rate | 2.02% APY |
Disclosures:
- Fees may reduce earnings. All rates and APY's are subject to change after the account is open. Interest rates offered on deposit accounts are determined at the bank's discretion and may change daily.